A Bankruptcy and Debt Relief Lawyer and Attorney Andy Miofsky

2249 Pontoon Road, Granite City Illinois 62040


An Illinois Bankruptcy Lawyer and Attorney 618-931-1313 Offering Chapter 7 and Chapter 13 Bankruptcy Attorney information in Madison, St Clair & Southern Illinois counties

Avoidance - Liens
A debtor in bankruptcy is permitted to eliminate or avoid certain liens against property that impair or prevent the debtor from enjoying a full exemption in that property.   Most liens that result as a judgment against the property may be avoided if the property is worth less than the total of all liens.  A debtor must file an adversary proceeding to avoid the lien and serve notice of the lawsuit upon the affected creditor.  Also see a discussion of lien avoidance powers given to a trustee.
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