A Bankruptcy and Debt Relief Lawyer and Attorney Andy Miofsky

2249 Pontoon Road, Granite City Illinois 62040


An Illinois Bankruptcy Lawyer and Attorney 618-931-1313 Offering Chapter 7 and Chapter 13 Bankruptcy Attorney information in Madison, St Clair & Southern Illinois counties

Consultation
INITIAL CONSULTATION AGREEMENT AND REQUIRED NOTICES

Today, I had an initial office consultation with Andrew J. Miofsky, A Bankruptcy Lawyer, and Andy Miofsky, (the “Firm”).

I understand this consultation is not free and I am paying the Firm for its time. I was advised that the Firm is a debt relief agency as defined in the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (“BAPCPA”), and that it helps people file for relief under the bankruptcy code.

The Firm provides the following services at the initial consultation:
• A description of the relief available, the benefits and the risks of filing for bankruptcy under sections 7, 11, 12
and 13 of the Bankruptcy Code.
• An analysis, based on the information and documents provided by me, if any, of my income, expenses, assets
and liabilities. This analysis is only preliminary, since the Firm does not have all of the information and
documents that will be required to fully evaluate my situation.
• If it has appeared from this analysis that bankruptcy may be an appropriate remedy for me, a discussion of
the information and documents I will need to provide the Firm. If it has appeared from today’s analysis that
bankruptcy may not be an appropriate remedy for me, a discussion of other possible alternatives.

I have been informed and agree that the Firm will not provide any services or bankruptcy assistance to me at this time, other than specifically stated in this Agreement. Should I wish the Firm to provide additional services, including the filing of bankruptcy, I will sign the Attorney – Client Representation Agreement detailing such services and their cost. It is understood that the Firm will not file bankruptcy for me unless and until the Bankruptcy Intake Form has been completed; all requested documents and information have been provided; all required fees have been paid; I have received a certification and budget analysis from an approved credit counseling agency; and I have read and sign the Petition, Schedules and Plan, if a Plan is being filed.
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